When I finally took the calls, I told them this wasn’t her phone number and didn’t know why she would have given them my number, the caller would demand to know how to reach her. When I said I didn’t know, and told them they needed to stop calling me about her problems, I was told they would keep calling me until they got their money.
According to Fair Debt Collection practices, debt collectors cannot discuss debts with third parties, nor call after they are told not to. In this case, they did both. However, they would not tell me what she owed for, or how much, unless I was willing to “help her out with her problem”.
How nice of them.
I did a web search for the number which showed on my called ID (443-550-7975), which led me to West Asset Management. Apparently, their telemarketing staff likes to use harassing and improper debt collection to shake people down, including third parties such as myself.
While it initally seemed as if a call to the agency (888-433-2886) to tell the lady who took my call that what they were doing was illegal, took care of it, the calls resumed, at a lesser pace. So I decided to get rude and insulting with the callers.
That time, the calls stopped. Apparently there are some times of people whose phone manners telemarketers find offensive (imagine that).
Those folks at West Asset Management are real jerks to whom nothing is off-limits in the pursuit of their money.
If you or someone you know is getting harassed endlessly, you have rights. Check out the FTC’s web page of information for Fair Debt Collection practices: http://www.ftc.gov/bcp/conline/pubs/credit/fdc.shtm
Perhaps the Legislature needs to look at what can be done to regulate debt collection practices at the state level, to protect the people of this state from these kinds of harassing practices.